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绿色金融数字化转型问题与对策

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在当前推进"双碳"目标的时代命题下,绿色金融作为促进绿色低碳发展的加速器和高质量发展的重要推手,受到了广泛关注。我国政府明确提出将加快金融领域数字化转型作为重点提升工程,推动金融行业更好地适应数字经济时代的需求。然而,当前绿色金融数字化转型却面临一系列问题和挑战,即区域与机构间绿色金融发展不均衡、金融科技兴起带来新型金融风险、监管治理体系有待完善、高质量复合型人才缺乏等。基于此,提出相应对策,即构建均衡协同框架、深化金融科技风险防控、深化绿色发展监管体系改革、强化专业人才能力建设。
Issues and Countermeasures of Digital Transformation in Green Finance
In the current era of promoting the"dual carbon"goal,green finance,as an accelerator for promoting green and low-carbon development and an important driving force for high-quality development,is receiving widespread attention.The Chinese government has clearly proposed to accelerate the digital transformation of the financial sector as a key improvement project,promoting the financial industry to better adapt to the needs of the digital economy era.However,the current digital transformation of green finance is facing a series of problems and challenges:uneven development of green finance between regions and institutions;the rise of financial technology brings new financial risks;the regulatory governance system needs to be improved;lack of high-quality composite talents,etc.Based on this,corresponding measures are proposed,including:constructing a balanced collaborative framework;deepen the prevention and control of financial technology risks;deepen the reform of the regulatory system for green development;strengthen the construction of professional talent capabilities.

Green financeFinancial technologyDigital transformation

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华安证券有限公司海南分公司,海口 570000

绿色金融 金融科技 数字化转型

2024

经济研究导刊
黑龙江省报刊出版中心

经济研究导刊

CHSSCD
影响因子:0.313
ISSN:1673-291X
年,卷(期):2024.(22)