During the fourteenth Five-Year Plan period,the population structure of our country is about to enter the stage of moderate aging,which is bound to have an important impact on the savings behavior of residents,especially the middle and old people.Based on the panel data of 31 provinces(municipalities directly under the Central Government)from 2000 to 2021,this paper constructs a systematic GMM model to conduct empirical research,and deeply analyzes the impact of changes in population age structure on China's household savings rate.Through the research,it is found that the influence of aging on residents'savings rate is mainly positive,and the deepening of aging degree will increase the savings rate.Therefore,this paper holds that improving the old-age security system,exploring the potential of the silver economy,and improving the birth policy to increase the population growth rate can better reduce the savings rate of residents and expand consumer demand.
关键词
人口老龄化/居民储蓄率/系统GMM模型
Key words
population aging/household savings rate/system GMM model
维普
万方数据