Research on the Impact of Digital Finance on Household Economic Resilience
This article is based on data from the China Household Finance Survey(CHFS)in 2017 and 2019,constructing indicators of household economic resilience,and empirically testing the impact and mechanism of digital finance on household economic resilience.The research conclusion is as follows:Digital finance can significantly improve household economic resilience,enhance their ability to withstand,adapt,and recover from shocks,thereby reducing household economic vulnerability.Digital finance mainly enhances the economic resilience of households by improving their employment levels and encouraging them to hold financial products.This effect is more pronounced in rural areas and male headed households.
万方数据
维普
