China Construction Bank Pension Finance Development Case Analysis
The Central Financial Work Conference in 2023 will take pension finance as one of the five major articles.The pension finance business of China Construction Bank is a typical representative of continuous exploration,innovation and all-round development under the guidance of national policies and driven by market demand.Its pension finance business has gone through the stages of start-up exploration,pioneering and innovation,and diversified development,and has unique business characteristics such as wide scope,large scale,excellent quality and outstanding innovation,and has broadened the profit growth point through business channels,reputation channels and innovation channels.However,there are still some problems in the aspects of business model,assessment method,education and publicity,development structure and risk management.Therefore,we need to improve the service system,strengthen financial education,promote the sharing of resources,promote the development of China's pension finance industry,and realize financial assistance for the elderly.
pension financeChina Construction Bankthree pillars