Analysis of the Causes of the Bankruptcy of Silicon Valley Bank and its Enlightenment to China
The bankruptcy and collapse of Silicon Valley Bank depend on the combined effects of macroeconomic and microeconomic factors,an extremely imbalanced asset structure,the Federal Reserve's aggressive interest rate hikes after releasing a large amount of water,incorrect information disclosure,and incorrect grasp of market expectations and public psychology.These factors,combined,activated the liquidity trap of Silicon Valley Bank and ultimately led to its bankruptcy due to a run.This article believes that the enlightening effect of the bankruptcy of Silicon Valley Bank on China should be that domestic commercial banks should be highly vigilant about liquidity risks,prepare contingency plans in advance,and focus on monitoring the lending situation of small and medium-sized technology enterprises and paying attention to the asset structure of small and medium-sized commercial banks in rural areas.
the bankruptcy of SVBcommercial bankfinancial regulationliquidity risk
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维普
