Discussion on Digital Risk Control of Commercial Banks
This paper is introduced from the background of business digital transformation.After a brief introduction of digital risk control,it analyzes the necessity of digital transformation of risk control of commercial banks:it helps to realize the digitization of the whole process,contributes to the improvement of forward-looking level,and contributes to business development.After reviewing the development process of digital risk control of commercial banks and introducing its current situation,the paper puts forward existing problems in digital transformation of commercial banks,and puts forward suggestions in the last part,focusing on top-level design and coordination,strengthening data governance capacity building,strengthening digital model and tool construction,continuously strengthening resource and technology support,and promoting the formation of digital risk control culture.