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基于扎根理论的金融科技监管多案例研究

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金融科技的快速发展为金融行业带来了许多创新和变革,然而由于金融科技的复杂性和影响范围之广,使得监管金融科技行业成为了一个紧迫的问题.为探索金融科技监管的内在机理,以多个案例为研究基础,运用程序化扎根理论进行编码分析,挖掘相关概念总结形成金融科技监管在"需求、手段、中介及效应"的四个核心范畴.本研究的贡献在于探索了金融科技监管的形成机制和价值内涵,有利于推动对金融科技监管的理论研究和实践探索.
A Multi-case Study of Fintech Regulation Based on Grounded Theory
The rapid development of fintech has brought many innovations and changes to the financial industry,but due to the complexity and scope of fintech,the regulation of the fintech industry has become an urgent issue.In order to explore the internal mechanism of fintech regulation,based on a number of cases,the programmed grounded theory is used for coding analysis,and the relevant concepts are mined to summarize and form the four core areas of fintech regulation in"demand,means,intermediary and effect".The contribution of this study is to explore the formation mechanism and value connotation of fintech regulation,which is conducive to promoting the theoretical research and practical exploration of fintech regulation.

fintechprocedural grounded theoryregulatory sandboxpenetrating regulation

钟宇杰、史欢

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湖南工业大学经济与贸易学院,湖南株洲 412007

金融科技 程序化扎根理论 监管沙盒 穿透式监管

湖南省教育厅科研项目株洲市社会科学成果规划评审委员会项目

22B0585ZZSK2023082

2024

吉林金融研究
中国人民银行长春中心支行

吉林金融研究

CHSSCD
影响因子:0.418
ISSN:1009-3109
年,卷(期):2024.(3)
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