The Experience and Inspiration of the Financial Stability Guarantee Fund System
《Financial Stability Law(draft)》proposes the establishment of the financial stability guarantee fund,marking an important step towards the market-oriented and legalization of the disposal of systemic financial risks in China.The establishment of financial stability guarantee fund by the United States and the European Union have played an important role in dealing with problematic financial institutions and dealing with major financial risks,and their operation mechanism is of reference significance for the establishment of financial stability guarantee fund in the future.From the point of financial stability guarantee fund set up,financial institutions risk disposal still exists legal system is not perfect,risk disposal process is not clear,the problem such as lack of fund exit mechanism,suggested to improve the financial institutions risk disposal legal system,clear financial institutions risk disposal trigger conditions and disposal process,clear department responsibilities,play a good other security fund and financial stability guarantee fund complementary role.