The Current Situation of Digital Finance Development in Jilin Province and the Opportunities and Challenges It Faces
Digital finance,through the Internet,cloud computing,and big data technology,is of great significance in promoting the transformation of the economic structure and upgrading the consumption structure.In order to understand the development process of digital finance in Jilin Province,the Jilin Branch of the People's Bank of China has conducted a mapping survey on some samples of financial institutions in Yanbian Prefecture and Songyuan City under its jurisdiction,and concluded that:the banking and financial system of Jilin Province has been innovating in the field of digital finance in recent years,and has made breakthroughs in the three aspects of digital financial infrastructure construction,digital transformation of financial institutions,and digital online financial services,but is also faced with the constraints of limited development funds,insufficient technological capabilities,and difficult information security.At the same time,it also faces challenges and difficulties such as limited development funds,insufficient technical capacity,difficult to control information security,and different regulatory standards,etc.It is suggested to overcome them one by one by building digital platforms,centralizing policy guidance,upgrading security technology,and unifying regulatory standards.
digital financedigital transformationonline financial services
NETL
NSTL
万方数据
