Research on Regional Consolidation of Local Small and Medium-sized Financial Institutions——Based on American Experience and Empirical Analysis in China
At present,the risk of some small and medium-sized financial institutions in our country is high,and it is difficult to supplement risk capital.By summarizing the American experience of merger and acquisition insurance of small and medium-sized financial institutions,this paper studies how to use merger and reorganization to make risky banks get rid of risks and even turn losses into profits.It can provide a reference for the current or future merger and reorganization of small and medium-sized commercial banks in the region,and also provide a reference for the grass-roots central bank to carry out institutional risk disposal and early correction.
small and medium-sized banksfinancial risksmerger and reorganization