首页|金融科技创新对支付服务领域影响研究——以吉林省为例

金融科技创新对支付服务领域影响研究——以吉林省为例

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近年来,金融科技创新对支付服务发展促进作用愈发显著,并已成为其发展的决定性因素.随着世界新支付代表的中国互联网支付行业高速发展,支付服务在便利人民生活、促进经济发展等方面发挥了重要作用.今年以来,吉林省按照"大额刷卡、小额扫码、现金兜底"的总体思路,已经实现了重点场景支付环境明显改善,年底前将在全省形成完善的多层次、多元化的支付服务体系,同时为老年人、外籍来吉人员等群体提供更加优质、高效、便捷的支付服务.本文系统讨论金融科技创新对支付服务领域发展的影响,结合吉林省支付服务发展进程提出有参考价值的发展建议,对吉林省扎实推进金融供给侧改革,助力支付服务领域高质量发展,满足人民日益增长的多样化金融服务需求,具有一定的现实意义.
Research on the Impact of Fintech Innovation on Payment Services——Take Jilin Province as an Example
In recent years,fintech innovation has played an increasingly significant role in promoting the development of payment services and has become a decisive factor in their development.With the rapid development of China's Internet payment industry,which is represented by the world's new payment,payment services have played an important role in facilitating people's lives and promoting economic development.Since the beginning of this year,Jilin Province,in accordance with the overall idea of"large swipe card,small scan code,cash pocket",has achieved significant improvement in the key scene payment environment,and will form a complete multi-level and diversified payment service system in the province before the end of the year,while providing more high-quality,efficient and convenient payment services for the elderly,foreign personnel and other groups.This paper systematically discusses the impact of financial technology innovation on the development of payment service field,and puts forward valuable development suggestions combined with the development process of payment service in Jilin Province,which has certain practical significance for Jilin Province to solidly promote the reform of financial supply side,help the high-quality development of payment service field,and meet people's growing demand for diversified financial services.

financial technologypayment servicefinancial service

王博、孙艺维、吴航舟

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中国人民银行吉林省分行,吉林长春 130051

金融科技 支付服务 金融服务

2024

吉林金融研究
中国人民银行长春中心支行

吉林金融研究

CHSSCD
影响因子:0.418
ISSN:1009-3109
年,卷(期):2024.(7)
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