首页|我国与"一带一路"沿线国家征信跨境合作的路径选择

我国与"一带一路"沿线国家征信跨境合作的路径选择

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随着"一带一路"倡议的不断深化,为解决信息不对称带来的风险,推进国家间征信跨境合作势在必行.通过分析我国与"一带一路"沿线国家之间征信跨境合作的必要性,介绍征信跨境合作的国际经验,并基于我国现有的征信机构组织模式,提出以分步推进、先易后难为原则,采取官方推动与民间跟进并行的方式推进我国与"一带一路"沿线国家征信跨境合作的路径,具体表现为:政府部门通过建立我国与"一带一路"沿线国家之间的合作机制、健全法律体系、有效推动数据流通、构建信息共享机制、完善征信业监管体系、推进征信跨境合作平台建设等方面进行规范和引领,征信机构通过签订合作协议、拓展数据库广度、研发征信跨境产品与服务、规范跨境征信业务全流程、培育有较大国际影响力的中资信用评级机构等途径进行业务推进和拓展.
Path Selection of Cross-border Cooperation of Credit Investigation between China and Countries Involved in the Belt and Road
With the deepening of the belt and Road Initiative,it is imperative to promote cross-border cooperation in credit investigation between countries in order to address the risks brought by information asymmetry.This paper analyzes the necessity of cross-border cooperation in credit investigation between China and countries along the Belt and Road,and briefly describes the international experience of cross-border cooperation in credit investigation.Based on the existing organizational model of credit investigation agencies in China,this paper puts forward the principle of step by step,easy first and difficult later,and adopts the parallel mode of official promotion and civil going ahead,to advance the paths of cross-border cooperation in credit investigation between China and countries involved in the BRI.Government departments play a key role in regulating and leading by establishing the cooperation mechanism between China and countries along the Belt and Road,improving the legal system,effectively promoting data circulation,building the information sharing mechanism,improving the supervision system of credit investigation industry and pushing forward the construction of cross-border cooperation platform for credit investigation.From the perspective of private credit investigation agencies,it is proposed to sign cooperation agreements,expand database breadth,research and develop cross-border credit investigation products and services,standardize the whole process of cross-border credit investigation business and foster Chinese-funded credit rating agencies with greater international influence for business advance and expansion.

The Belt and RoadCredit investigationCross-border cooperationPath

王霞、康振飞、肖成红

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兰州财经大学中国西北金融研究中心,甘肃兰州 730020

北京银行石家庄分行,河北石家庄 050000

吉林省经济管理干部学院,吉林长春 130012

"一带一路" 征信 跨境合作 路径

2024

东北亚经济研究
吉林省经济管理干部学院 吉林经济职业技术学院

东北亚经济研究

CHSSCD
影响因子:0.249
ISSN:1009-0657
年,卷(期):2024.8(6)