International Experience of Direct Bank and Implications for China
The rapid rise of Web finance sparked Direct Bank development of China’s commercial banks. The di-rect bank,as a new business operating model,has less organization,staff fine,small cost and other notable features. Foreign Direct bank accumulated many mature development experiences and China already has a customer base and technical conditions for the development of direct banking. To develop direct banks, clearly locate target customer groups,correctly handle competing relationship of internal and external,perfect risk management and regulatory poli-cies are needed.
NETL
NSTL
万方数据
维普
