This paper is based on the 2019 China Household Finance Survey(CHFS)data,employing factor analysis to construct an index of digital financial capability and using the Probit model to empirically test the impact of digital financial capability on the high-quality development of household entrepreneurship.The study findings indicate that the enhancement of digital financial capability positively promotes the high-quality devel-opment of household entrepreneurship,with heterogeneous effects across different levels of education,household registration types,entrepreneurial motivations,and regions.Mechanism examination results reveal that digital financial capability exerts its influence by alleviating information constraints and altering risk attitudes.Con-sequently,this paper suggests strengthening digital financial training and promoting the development of digital technology to narrow regional disparities and jointly advance the high-quality development of family entrepre-neurship.
关键词
数字金融能力/家庭创业/高质量发展/信息约束/风险态度
Key words
Digital Financial Capability/Household Entrepreneurship/High-Quality Development/Informa-tion Constraint/Risk Attitude
维普
万方数据