Research on Supply Chain Financial Product Innovation of Commercial Banks Under the Background of Fintech:Take Yidingtong Product of Bank of Zhengzhou as an Example
As a local commercial bank,Bank of Zhengzhou has taken the lead in launching the"Yidingtong"financial innovation product in the field of supply chain finance,which links financing information and financing interaction between hospitals and medical enterprises,and provides an important reference for the product innovation of other commercial banks in this field.Firstly,based on the existing literature,this study expounds the mechanism of Fintech and supply chain finance to alleviate financing constraints,and then introduces the background of"Yidingtong",the product operation process and operation logic,and analyzes the product innovation and product risk management mechanism in detail.Finally,from the perspective of commercial banks,it points out the inspiration of"Yidingtong"for the innovation of supply chain finance,and puts forward relevant policy suggestions from the perspective of government.
Fintechinnovation of financial productsupply chain finance
国家科技期刊平台
NSTL
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