首页|数字化背景下中国省域金融科技发展水平评价研究

数字化背景下中国省域金融科技发展水平评价研究

扫码查看
在数字化驱动时代,金融科技为高质量发展持续注入动能.在准确把握金融科技内涵基础之上,筛选出评价指标,采用多层次因子分析模型对中国 30 个省域的金融科技发展水平进行实证研究,基于因子得分及排名做出综合性评价.结果表明,中国各区域不同省域金融科技发展差异较大,金融科技发展水平相对较好的省域大多位于经济发达的东部地区,而金融科技发展水平相对较弱的省域大多位于西北部地区和部分南部地区.最后,为推进中国各地区金融科技高质量发展提出相关建议.
Research on the Evaluation of the Development Level of China's Provincial Fintech in the Context of Digitization
In the digitalization-driven era,fintech continues to inject momentum into high-quality development.On the basis of accurately grasping the connotation of fintech,the paper screens out the evaluation indicators and empirically researches the fintech development level of 30 provinces,autonomous regions and municipalities in China by using the multi-layer factor analysis model,and makes a comprehensive evaluation based on the factor scores and rankings.The results show that there are big differences in the development of fintech in different provinces of different regions in China,and most of the provinces,autonomous regions and municipalities with relatively good fintech development level are located in the economically developed eastern region,while the ones with relatively weak fintech development level are located in the northwestern region and part of the southern region.Finally,relevant suggestions are made to promote the high-quality development of fintech in various regions of China.

fintechindicator evaluation systemmulti-layer factor analysis

何加豪、崔媛

展开 >

青岛科技大学 经济与管理学院,山东 青岛 266061

青岛市贸易发展服务中心,山东 青岛 266071

金融科技 指标评价体系 多层次因子分析

2024

金融理论与教学
哈尔滨金融学院

金融理论与教学

CHSSCD
影响因子:0.308
ISSN:1004-9487
年,卷(期):2024.42(2)
  • 31