Research on the Impact of Green Credit on Competitiveness of China's Commercial Banks:Based on Panel Data from 17 Listed Banks
Based on panel data from 17 listed banks from 2011 to 2022,the entropy method is used to calculate the weights of various indicators in four aspects of commercial bank profitability,safety,liquidity and growth.The comprehensive scores of commercial bank competitiveness are obtained,and three regression models,score model,ROA model,and LR model,are constructed to analyze the impact of green credit on commercial bank competitiveness.The research shows that an increase in the green credit ratio has a slight impact on the competitiveness of commercial banks in the short term,while in the long run,increasing green credit is beneficial for enhancing the competitiveness of commercial banks;by increasing the ratio of green credit issuance,the liquidity of funds will increase.Therefore,developing green finance has become a powerful weapon for commercial banks to enhance their competitiveness.
国家科技期刊平台
NSTL
万方数据
