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我国中小企业融资问题研究

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改革开放以来,经过几十年的发展,我国中小企业群体日益壮大,它们在繁荣经济、增加就业、创造财富和催生产业等方面发挥了重要作用,已成为国民经济的主导力量,为推动社会发展以及构建和谐社会做出了重大贡献。然而中小企业的发展并非一帆风顺,融资难所引起的中小企业资金缺乏严重制约了中小企业的持续发展。在后金融危机时代,抗风险能力相对较弱的中小企业面临更加严峻的融资难题。在这种经济形势之下,如何解决中小企业融资难是当前我们国家和政府亟待解决的问题。为此本文针对我国中小企业融资难的现状及出现的问题,系统地分析了中小企业融资难的主要原因,进而提出相应的对策建议。
Now SMEs have played important roles in force of China economic development since reform and opening up. SMEs are playing an increasingly important role in the prosperity of economy in expanding employment and the promoting innovation. But China's SMEs are stil in need of cash as strong support,but because of a shortage of funds,financing difficulties faced to SMEs,as a huge obstacle to its further development,have become a widespread problem in their developing progresses. Smal and medium-sized enterprise financing is difficult is not the question which present only then has,also is not the question which our country is in sole possession of. This article finances the question in view of the smal and medium-sized enterprise, which the difficult present situation and appears,systematical y analyzed the smal and medium-sized enterprise to finance the difficult main reason. Put forward a series of smal and medium enterprises financing in China to al eviate the difficulties related to countermeasures and suggestions.

SME FinancingReasonsCountermeasures

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北京大学经济学院 100871

中小企业融资 原因 对策

2013

经济生活文摘(下半月)
中国经济报刊协会

经济生活文摘(下半月)

ISSN:1009-5535
年,卷(期):2013.(1)
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