Can Digital Inclusive Finance Impact Rural Education?An Analysis Based on Farmers'Income and Education Finance
Digital inclusive finance can address the shortcomings of traditional financial development,promote the construction of a new pattern of rural education development,and contribute to rural revitalization.By examining the financial function view,the impact of digital inclusive finance on rural education is analyzed from the four progressive functions,including foundation,core,expansion and derivation.Complemented by the quantitative analysis of micro-data from the China Household Finance Survey(CHFS),this study provides empirical evidence of the effectiveness and mechanisms through which digital inclusive finance influences rural education.This study finds that digital inclusive finance has a significant impact on rural education development.This impact primarily operates through two pathways:increasing rural residents'income and enhancing government expenditure on education.Notably,the breadth of coverage of digital inclusive finance emerges as a crucial factor affecting rural education.Additionally,the influence of digital inclusive finance on rural education is more pronounced in the western regions compared to the eastern and central areas,offering greater benefits to male education levels in rural settings.
digital inclusive financerural educationdisposable incomefinancial expenditure
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