首页|数字普惠金融、创业活跃度与城市经济韧性

数字普惠金融、创业活跃度与城市经济韧性

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城市经济韧性作为经济高质量发展的关键,是构建现代工业体系和形成高质量发展格局的关键核心.本文基于 2011-2021 年中国 282 个城市面板数据为样本,在测度城市经济韧性指标的基础上,系统考察了数字普惠金融对城市经济韧性的影响效应.研究结果表明:总体上,数字普惠金融能够直接促进城市经济韧性提升;机制检验显示,创业活跃度在数字普惠金融与城市经济韧性之间发挥了重要渠道作用;异质性分析显示,数字普惠金融主要对城市经济韧性的抵御恢复力、可持续力和演化引领力产生影响,并对东部城市及超大规模城市的促进作用最明显.数字普惠金融发展对助力实现中国经济高质量具有重要意义.
Digital Inclusive Finance,Entrepreneurial Activity and Urban Economic Resilience
The resilience of urban economy,as the key to high-quality economic development,is the core of building a modern industrial system and forming a high-quality development pattern.Based on the panel data of 282 cities in China from 2011-2021,this paper systematically examines the impact of digital inclusive finance on urban economic resilience and the role of entrepreneurial activity in digital inclusive finance and urban economic resilience on the basis of measuring urban economic resilience indicators.The research results indicate that,overall,digital inclusive finance can directly promote the improvement of urban economic resilience;mechanism testing shows that entrepreneurial activity plays an important channel role between digital inclusive finance and urban economic resilience;heterogeneity analysis shows that digital inclusive finance mainly affects the resilience,sustainability,and evolutionary leadership of urban economies,and has the most significant promoting effect on eastern cities and mega cities.The development of digital inclusive finance is of great significance in helping to achieve high-quality development of the Chinese economy.

digital inclusive financeurban economic resilienceentrepreneurial activity

徐莹莹、刘钰、柳文婷

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安徽财经大学国际经济与贸易学院,蚌埠 233030

数字普惠金融 城市经济韧性 创业活跃度

2025

价值工程
河北省技术经济管理现代化研究会

价值工程

影响因子:0.559
ISSN:1006-4311
年,卷(期):2025.44(3)