我国工程质量潜在缺陷保险发展的问题及建议——以上海市为例
Problems and Suggestions of Development of Inherent Defects Insurance in China:Take Shanghai as an Example
姚冬冬 1陈淑婧 1王江波1
作者信息
摘要
质量潜在缺陷保险的推行是建筑行业通过引入市场化手段完善工程质量监管体系的重要体现,上海市是我国工程质量潜在缺陷保险推进取得良好效果的地区之一.以上海市为例,分析工程质量潜在缺陷保险推行情况,在梳理总结出上海的推行经验和问题基础上,提出了下一步明确TIS机构定位、设置免赔额、扩大试点范围、健全追偿机制、制定差异化浮动费率五点促进我国IDI高质量发展的意见建议,期望为IDI在其他地区的发展、推行提供参考.
Abstract
The implementation of inherent defect insurance is an important embodiment that construction industry bring in the market means to improve the engineering quality supervision system.Shanghai is one of the regions in China where the promotion of inherent defect insurance has achieved good results.This paper takes Shanghai as an example to analyze the implementation of inherent defect insurance.On the basis of summarizing the implementation experience and problem in Shanghai,this paper puts forward five suggestions,named clarifying the TIS institution positioning,setting deductibles,expanding the pilot scope,improving the recovery mechanism,and formulating differentiated floating rate to promote the high-quality development of IDI in China,hoping that the implementation experience and development direction of Shanghai can promote the development of IDI in other areas.
关键词
工程质量潜在缺陷保险/TIS机构/浮动费率Key words
Inherent Defects Insurance/TIS institution/floating rate引用本文复制引用
出版年
2025
NETL
NSTL
万方数据