Study on Household Financial Vulnerability Measurement Methods Based on Literature Review
The family is the basic unit of the economy and society.With the rapid development of economy in China,the fragility of household finance is becoming a major risk source that affects financial and social stability.Understanding the financial fragility and risk resistance of families can help provide references for macroeconomic policies and microeconomic decisions and promote sustainable social development.In order to better sort out the research on household financial fragility,this study employed a literature analysis approach to elucidate the concept and characteristics of household financial vulnerability by extending it from the macro-level to the household level.Moreover,it provided a comprehensive overview of six main methods for measuring household financial vulnerability.Building upon this foundation,a comparative analysis was conducted to evaluate various measurement methods in terms of their practical applications,highlighting their respective advantages and disadvantages.Furthermore,prospects for further optimization of existing measurement methods were proposed with regard to data collection,methodology refinement,and theoretical advancements.This research served as a valuable theoretical reference for future studies on household financial vulnerability.
NETL
NSTL
万方数据
