首页|居民参加基本养老保险的缴费能力研究

居民参加基本养老保险的缴费能力研究

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自2014年以来,我国养老保险覆盖率逐年攀升,但仍有部分低收入群体由于经济原因未参加基本养老保险.为此,本研究依据国家统计局数据,将近十年全国收入分布拟合为多项式,并使用分省数据估计消费与收入的关系,从而求得剩余收入,得出能够支付基本养老金费用的最低收入.研究发现,有一部分低收入群体无法负担基本养老保险费用,同时也不是低保户,提出针对这类人的缴费优惠政策建议.
Research on the Contribution Capacity of Residents to Participate in Basic Pension Insurance
Since 2014,China's pension insurance coverage rate has climbed yearly,but there are still some low-income groups that do not participate in basic pension insurance for financial reasons.To this end,this study fitted the national income distribution for the past ten years as a polynomial,based on data from the National Bureau of Statistics of China,and used sub-provincial data to estimate the relationship between consumption and income,which resulted in the determination of a residual income and a minimum income sufficient to cover the costs of the basic pension.This study found that there was a segment of the low-income population that cannot afford the basic old-age insurance fee,yet didn't qualify as a low-income household,and proposed preferential contribution policies for this group.

basic pension insurancelow-income populationcoverage rate

王思懿、胡乃军

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中国科学院大学中丹学院 北京 101408

中国科学院大学公共政策与管理学院 北京 100049

基本养老保险 低收入人群 覆盖率

2024

科技促进发展
中国科学院科技政策与管理科学研究所 中国高技术产业发展促进会

科技促进发展

影响因子:0.629
ISSN:1672-996X
年,卷(期):2024.20(8)