Efficiency Analysis of Digital Inclusive Finance in Improving the Living Standards of Rural Residents in Guangdong Province
Based on the relevant input-output indicators of rural residents'living standards in Guangdong Province from 2017 to 2022,static and dynamic efficiency measurement analysis were conducted by using DEA(data envelopment analysis)and Malmquist indices.Additionally,it combined Tobit model analysis to identify the factors influencing the improvement of rural residents'living standards in Guangdong Province through digital inclusive finance.Specifically,comprehensive efficiency,pure technical efficiency,and scale efficiency did not reach the optimal level,indicating that the potential of digital inclusive finance in improving rural residents'living standards needs further exploration.However,individual cities have achieved optimal levels in certain years,suggesting the need to enhance technological and managerial inputs to promote regional balance.Dynamically,total factor productivity is increasing,indicating the promoting role of digital inclusive finance but with insufficient stability,requiring strengthening of technological management and financial scale.Regarding influencing factors,government support has a significant positive impact,while rural production levels and educational levels have a significant negative impact.In the future,efforts should be focused on enhancing regional production balance and rural residents'financial literacy to better serve rural residents through digital inclusive finance.
digital inclusive financeliving standards of rural residentsDEA(data envelopment analysis)modelMalmquist indexTobit model
万方数据
维普
