首页|土地流转对农户购买农业保险的影响:促进或抑制——基于CRRS数据的实证分析

土地流转对农户购买农业保险的影响:促进或抑制——基于CRRS数据的实证分析

The Impact of Land Transfer on Farmers'Purchase of Agricultural Insurance:Promoting or Inhibiting——Empirical Analysis Based on CRRS Data

扫码查看
运用2020 年中国乡村振兴调查数据(CRRS)和倾向得分匹配法(PSM),实证检验土地流转对农户购买农业保险的影响.研究表明:土地转入显著促进农户购买农业保险,且土地转入规模越大越能够促进农户购买农业保险;相反,土地转出显著抑制农户购买农业保险;灾害发生能够增强农户的预防动机,其在土地转入与农户购买农业保险之间具有显著的中介效应;异质性分析表明,土地转入促进农户购买农业保险的影响在非粮食主产区和北方省份的效果更为显著.为实现规模化经营中的农业可持续发展,应当合理设计农业保险产品,适当提高农业保险保障水平,满足规模农户不同的风险保障需求.
Using the 2020 China Rural Revitalization Survey(CRRS)data and propensity score matching method(PSM),this paper empirically tests the impact of land transfer on farmers'purchase of agricultural insurance.The results show that inward transfer signifi-cantly promotes farmers'purchase of agricultural insurance,and the larger the inward transfer scale,the more it promotes farmers'pur-chase of agricultural insurance.On the contrary,outward transfer significantly inhibits farmers from purchasing agricultural insurance.The occurrence of disasters can enhance farmers'precautionary motive,which has a significant intermediary effect between inward trans-fer and farmers'purchase of agricultural insurance.Heterogeneity analysis shows that the effect of inward transfer to promote farmers to buy agricultural insurance was more significant in non-major grain producing areas and northern provinces.In order to realize the sustain-able development of agriculture in large-scale operation,agricultural insurance products should be designed reasonably,and the level of agricultural insurance protection should be appropriately improved to meet the different risk protection needs of large-scale farmers.

land transferagricultural insuranceprecautionary motive

张青、朱满德

展开 >

贵州大学经济学院,贵阳 550025

贵州大学马克思主义经济学发展和应用研究中心,贵阳 550025

土地流转 农业保险 预防动机

贵州省哲学社会科学规划课题

21GZZD07

2024

科技与经济
南京市科技信息研究所

科技与经济

影响因子:0.528
ISSN:1003-7691
年,卷(期):2024.37(4)