Digital Inclusive Finance and Balanced Economic Development——Evidence from Night Light Data of Counties in the Yangtze River Delta
This paper uses night light data to measure Gini coefficient to reflect the level of balanced economic development of 231 counties in the Yangtze River Delta,and empirically tests the effects and mechanisms of digital inclusive finance in promoting balanced economic development of counties.The results show that digital inclusive finance can significantly promote the balanced development of county economy in the Yangtze River Delta.Mechanism analysis shows that innovation and industrial structure transformation are two important drivers for digital inclusive finance to promote balan2ced economic development.Further,based on the data of points of in-terest(POI),it is found that digital inclusive finance can promote the migration of some business to backward areas,thus narrowing the regional gap and promoting balanced development.
digital inclusive financebalanced economic developmentnight-light based Gini coefficientmechanism analysis