Global Fintech Regulatory Developments and Their Lessons for China
The rapid development of fintech has brought serious challenges and tests to fintech regulation.The tradition-al financial regulatory concepts,regulatory methods,etc.do not match the regulatory needs in the context of fintech,so it is necessary to innovate the regulation of fintech in China.Based on the global background of the development of financial technology,this paper firstly analyses the development status quo and regulatory history of China's financial technology,then comprehensively and in detail explains the new framework,new concepts,new modes and new practices of financial technology regulation in major countries around the world,and finally draws on the beneficial experience of global financial technology regulation,from the development of laws and regulations,strengthening international regulatory cooperation,and vigorously developing regulatory technology,fostering fintech talents and building financial infrastructure.