Research Review on Digital Development and Innovation of Supply Chain Finance
China's supply chain finance has gone through four stages of development:offline"1+N"model,online"1+N"model,platform based"N+1+N"model,and digital"N × N"model,with a good momentum.However,there are still certain limitations:the traditional financing models cannot meet the needs of digital supply chain finance development;the coverage of digital supply chain finance platforms is insufficient;the fintech management is relatively lagging behind,and the participants are unable to effec-tively identify and avoid risks.In the process of digital development in the future,it is necessary to further improve the operation mechanism of supply chain finance,establish a comprehensive digital platform to a-chieve multi-party collaboration;improve the financial technology information management system,and formulate reasonable laws and regulations to make supply chain finance to play a greater role in alleviating financing constraints for small and medium-sized enterprises,and then bring more sufficient and stable funds for the innovation and development of enterprises,and maintain the stable development of supply chain.
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