首页|数智化转型对养老机构融资能力的影响

数智化转型对养老机构融资能力的影响

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在推进养老金融发展的过程中,养老机构融资难是亟待解决的焦点问题.科技的进步,特别是数智化技术的推广应用,为破解养老机构融资难问题、推动养老金融改革创新、支撑养老产业高质量发展提供了现实路径.在分析养老机构融资面临的问题、基于数智化转型的解决方案的基础上,提出加大针对养老机构数智化转型的政府投入、建立统一的大数据平台、完善行业监管、推动智能化风险控制和识别、优化制度设计和政策供给等政策建议,以促进养老融资模式与方式的创新和发展,满足养老机构的多层次融资需求,有效支撑养老产业高质量发展.
The Impact of Digital and Intelligent Transformation on the Financing Capacity of Elderly Care Institutions
In the process of developing senior care finance,the difficulty of financing senior care institutions has become a critical issue that needs to be addressed urgently.The progress of science and technology,especially the promotion and application of digital intelligence technologies,has provided a realistic path for cracking the financing problems of senior care institutions,promoting the reform and innovation of senior care finance,and supporting the high-quality development of the senior care industry.On the basis of analyzing the financing difficulties faced by senior care institutions and solutions based on digital intelligence transformation,this paper put forward several policy recommendations to increase the government's investment in digital intelligence transformation for senior care institutions,establish a unified big data platform,improve supervision of the industry,promote intelligent risk control and identification,and optimize system design and policy supply,so as to promote innovation and development of the senior care financing modes and methods,meet the diverse financing needs of senior care institutions,and effectively support the high-quality development of the industry.

senior care institutionsdigital intelligencefinancesenior care finance

王一

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国投健康产业投资有限公司,北京 100034

养老机构 数智化 融资 养老金融

2024

老龄科学研究

老龄科学研究

影响因子:0.965
ISSN:
年,卷(期):2024.12(11)