首页|数字普惠金融助力江西乡村振兴的效应评价与提升路径研究

数字普惠金融助力江西乡村振兴的效应评价与提升路径研究

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发展农村数字普惠金融是缩小城乡差距、促进乡村振兴、实现共同富裕的重要途径.基于2011-2021年江西11个设区市的面板数据,运用熵权法对江西乡村振兴评价体系进行构建,分析数字普惠金融对江西乡村振兴发展的影响.结果表明:数字普惠金融能够显著促进江西乡村振兴发展水平,城镇化水平和经济发展水平在数字普惠金融对乡村振兴发展影响中存在显著异质性作用,在高城镇化地区促进效果更好.因此,需要加快夯实数字基础设施建设,促进数字普惠金融平衡发展;搭建数字普惠金融平台,充分发挥其促进实体经济发展和收入增长作用;增强金融法制化监管,避免数字金融风险发生.
Research on the Effect Evaluation and Improvement Path of Digital Inclusive Finance Assisting Rural Revitalization in Jiangxi
Developing digital inclusive finance in rural areas is an important way to narrow the urban-rural gap,pro-mote rural revitalization,and achieve common prosperity.Based on panel data from 11 prefecture level cities in Jiangxi from 2011 to 2021,this paper uses the entropy weight method to construct an evaluation system for rural re-vitalization,and analyzes the impact of digital inclusive finance on the development of rural revitalization in Jiangxi.The results show that digital inclusive finance can significantly promote the development of rural revitalization in Jiangxi.There is a significant heterogeneity in the impact of digital inclusive finance on rural revitalization,and the promotion effect is better in highly urbanized areas.Therefore,it is necessary to accelerate the consolidation of digital infrastructure construction and promote the balanced development of digital inclusive finance;Simultaneously build a digital inclusive financial platform,fully leverage its role in promoting the development of the real economy and in-come growth;Strengthen financial legal supervision and avoid the emergence of digital financial risks.

Digital inclusive financeRural revitalizationDigital infrastructureIndustrial structure

周才云、金昊轩

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华东交通大学经济管理学院

数字普惠金融 乡村振兴 数字基础设施 产业结构

江西省哲学社会科学重点研究基地项目江西省研究生创新项目

22SKJD27YC2022-s535

2024

老区建设
江西省扶贫和移民办公室 江西省社会科学界联合会

老区建设

CHSSCD
影响因子:0.122
ISSN:1005-7544
年,卷(期):2024.(3)
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