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ChatGPT在资产评估中的应用分析

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随着信息技术和数字化技术的发展,资产评估行业迎来了新的发展机遇。ChatGPT作为生成式AI产品,可提供强大的数据处理和智能决策支持,推动着人工智能突破专用智能的限制向着通用智能发展。基于此,研究了ChatGPT在评估过程中的适用性,并对模型在应用过程中存在的问题进行总结,指出了ChatGPT模型存在黑盒性、因果性,对话质量和个性化缺乏,以及数据隐私泄露等问题。建议提升模型解释性,改进生成算法提升对话质量,采用数据隐私保护技术,确保模型在资产评估应用中的稳健性和可靠性,实现ChatGPT与资产评估行业的有机融合,为未来的资产评估行业发展带来更多的机遇。
Application Analysis of ChatGPT in Asset Evaluation
With the development of information technology and digitalization,the asset evaluation industry has en-countered new development opportunities.As a generative AI product,it can provide powerful data processing and intelligent decision support,driving artificial intelligence to break through the limitations of specialized intel-ligence towards general intelligence development.This paper investigates the applicability of ChatGPT in the e-valuation process,summarizes the problems that exist in the model's application process,points out the model's lack of transparency,causality,dialogue quality,and personalization,as well as issues related to data privacy leak-age.The paper suggests enhancing the model's interpretability,improving the generative algorithms to enhance di-alogue quality,adopting data privacy protection technologies to ensure the robustness and reliability of the model's application in asset evaluation,achieving organic integration with the asset evaluation industry,and bring-ing more opportunities for the future development of the asset evaluation industry.

ChatGPTasset evaluationdata privacy protectionintelligent transformation

张春燕、钟美

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西南林业大学经济管理学院,云南昆明 650224

ChatGPT 资产评估 数据隐私保护 智能化转型

2024

绿色科技
花木盆景杂志社

绿色科技

影响因子:0.365
ISSN:1674-9944
年,卷(期):2024.26(15)