首页|数字普惠金融推进城乡共同富裕的研究——以长三角城市群为例

数字普惠金融推进城乡共同富裕的研究——以长三角城市群为例

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数字普惠金融有别于传统金融,其普惠性能有效防止贫富差距的扩大,进而赋能促进城乡共同富裕.数字普惠金融对城乡共同富裕具有正向促进作用,但对周边地区存在负向的空间传导影响;数字普惠金融对城乡共同富裕具有单门限特征,数字普惠金融发展越好,越有利于城乡共同富裕.应该不断加快金融数字化建设,利用"大数据"实施"差异化"金融服务,让数字普惠金融成为缩减地区发展不平衡的有效手段,发挥金融普惠优势推进城乡共同富裕.
Research on Digital Inclusive Finance Promoting Common Prosperity of Urban and Rural Areas—A Case Study on Urban Agglomeration of the Yangtze River Delta
Digital inclusive finance is different from traditional finance in that its inclusive performance effec-tively prevents the expansion of the gap between the rich and the poor,and thus empowers the promotion of common prosperity in urban and rural areas.Digital financial inclusion has a positive effect on the common prosperity of lo-cal urban and rural areas,but it also presents a negative spatial transmission effect on the surrounding areas.Digit-al inclusive finance shows a single threshold feature for the common prosperity of urban and rural areas,which indi-cates that the better the development of digital inclusive finance,the more conducive it is to the common prosperity of urban and rural areas.This study proposes that we should continue to accelerate the construction of financial dig-itization,use"big data"to implement"differentiated"financial services,make digital inclusive finance an effec-tive means to reduce regional development imbalances,and give full play to the advantages of financial inclusion to promote common prosperity in urban and rural areas.

digital inclusive financecommon prosperitythe Yangtze River deltadynamic spatial modelthreshold panel model

许毓坤、洪秀华、李映谌

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福建理工大学 互联网经贸学院,福建 福州 350001

闽江学院 福建省高校人文社科研究基地互联网创新研究中心,福建 福州 350001

富滇银行 综合业务部,云南 昆明 650000

数字普惠金融 共同富裕 长江三角洲 动态空间模型 门限模型

福建省社会科学基金规划项目福建省高等学校人文社会科学研究基地互联网创新研究中心(闽江学院)基金福建理工大学科研启动基金

FJ2021BF007IIRC20220101GY-S20006

2024

洛阳师范学院学报
洛阳师范学院

洛阳师范学院学报

CHSSCD
影响因子：0.219
ISSN：1009-4970
年,卷(期)：2024.43(2)
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