数字金融创新促进实体经济质量提升的研究
Research on Digital Financial Innovation to Improve the Quality of the Real Economy
胡刚1
作者信息
- 1. 池州学院 商学院,安徽 池州 247000
- 折叠
摘要
以我国2012-2022 年的面板数据作为样本,运用空间计量模型进行实证分析,旨在探究金融创新对实体经济高质量发展的作用机制.研究结果显示:金融创新对实体经济高质量发展具有显著的促进作用;稳健性检验结果显示在替换变量后模型依然保持稳健;在短期内,数字金融创新的溢出效应并不显著,但长期内溢出效应逐渐增强,这可能是由于金融创新对经济发展的积极作用存在一定的滞后性.此外,中介效应检验结果表明,金融服务覆盖面在这一过程中发挥了中介作用,为制定发展策略提供了新的视角.
Abstract
This study takes China's 2012-2022 panel data as research samples and uses spatial econometric model for empirical analysis,aiming to analyze the mechanism of financial innovation for the high-quality develop-ment of the real economy.The results show that financial innovation plays a significant role in promoting the high-quality development of the real economy,and the model remains robust after replacing the variables.Meanwhile,the spillover effect of digital financial innovation is not obvious in the short term;but the spillover effect is gradually enhanced in the long run,which may be due to the lag of the positive effect of financial innovation on economic de-velopment.In addition,the intermediary effect test result shows that financial service coverage plays an intermedi-ary role in this process,and this finding provides a new perspective for formulating development strategies.
关键词
数字化转型/金融创新/空间计量模型/金融服务/高质量发展Key words
digital transformation/financial innovation/spatial econometric model/financial service/high-quality development引用本文复制引用
出版年
2024
NETL
NSTL
万方数据