Development Issues and Countermeasures of Government Financing Guarantee Institutions in Longyan City:Based on Theory of Information Asymmetry
Government financing guarantee shoulders the important mission of promoting the high-quality development of inclusive finance such as small and micro enterprises,agriculture,rural areas and farmers.The theory of information asymmetry is the basic theory for studying the operation and risk management of the financial guarantee market,and theoretical studies have shown that government guarantees have solved the problem of information asymmetry in the guarantee market to a certain extent,but they also bring new risks,including the lack of understanding of the functional positioning of governmental financial guarantee institutions,the difficulty of carrying out policy business due to the insufficiency of the risk sharing mechanism,and the inadequacy of the guarantee institution's risk control system,among other problems.Therefore,it is necessary to reduce the cost of information acquisition,improve the risk control system,improve the management system and mechanism,and introduce the financing guarantee system of financing guarantee business,to help achieve the high-quality development goal of inclusive finance in Fujian.
governmental financial guaranteesinclusive financeLongyan City
NETL
NSTL
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