It is of great strategic significance to ensure the stable and increased income of farmers for ensuring national food security and promoting rural common prosperity.On the basis of calculating the changes in farmers'income in China,this article analyzes the impact of agricultural insurance and agricultural credit on farmers'stability and income growth from the perspective of the interaction effect between agricultural insurance and agricultural credit,based on provincial-level panel data from 2012 to 2021 in China,using a simultaneous equation model.The results show that,firstly,from a single perspective,agricultural insurance has a significant stabilizing and increasing income effect,while agricultural credit has no significant stabilizing and increasing income effect.Secondly,from the perspective of interaction effects,there is a significant interaction effect between agricultural insurance and agricultural credit in promoting stable and increased income for farmers.Further analysis reveals that agricultural insurance and agricultural credit can promote each other and form a positive interaction with farmers'stable and increased income.Therefore,it is recommended to continue promoting the expansion of agricultural insurance and the upgrading of products,focusing on improving the efficiency of agricultural credit fund allocation,and actively promoting the coordinated development of agricultural insurance and agricultural credit tools.
关键词
农业保险/农业信贷/农业稳收增收/交互效应/联立方程模型
Key words
agricultural insurance/agricultural credit/steady growth of farmers'income/interaction effect/simultaneous equation model
万方数据