The Temptation to Leave Home:County-level Digital Inclusive Finance and the Settlement Intention of Migrants
By combining the county-level digital inclusive finance index with the data from the China Migrants Dynamic Survey,this paper empirically analyzes the impact of digital inclusive finance on the settlement intention of migrants.The research results indicate that the development of county-level digital inclusive finance can significantly improve the settlement intention of migrants.From the perspective of mechanism test,the development of digital inclusive finance can promote the migrants to stay in the county by promoting entrepreneurship and employment and increasing their income.The analysis of individual heterogeneity shows that digital inclusive finance strengthens the settlement intention of male,non-agricultural household registration,married,healthy and highly educated migrants.The results of regional heterogeneity show that there is no difference in the role of digital inclusive finance in promoting the settlement intention of migrants in the eastern,central and western counties,and the counties with larger population size can give full play to the settlement-promoting effect of digital inclusive finance.However,the counties of first-tier cities restrain the settlement intention of migrants because of the higher living pressure.Under the background of the rapid development of digital technology,the transformation of population structure and the optimization of labor allocation,this paper provides some micro-evidence for how digital inclusive finance promotes the settlement intention of migrants,and also provides a useful reference for the promotion of new urbanization at county level.
digital inclusive financemigrantssettlement intentionnew urbanization
NETL
NSTL
万方数据
