首页|我国农村养老金融发展的多元路径探索

我国农村养老金融发展的多元路径探索

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2023年中央金融工作会议中"养老金融"首次被正式提出,也是首次被列入国家金融的重点工作。随着人口老龄化的日益加剧,农村养老问题愈发凸显,金融作为一种媒介,可以为缓解农村养老问题和满足养老需求提供工具和服务,因此研究农村养老金融具有现实意义。本文则是通过拆解农村养老金融的概念、深入探析其发展困境,继而从案例中探索总结出基于"养老金金融、养老服务金融和养老产业金融"的几条发展路径,为农村养老金融的发展提供一些思考。
The multi-path exploration of the development of rural endowment finance in China
In the Central Financial Work Conference in 2023,"pension finance"was formally proposed for the first time and was also included in the key work of national finance for the first time.With the increasing aging of the pop-ulation,the problem of rural old-age care becomes more and more prominent.As a medium,finance can provide tools and services to alleviate the problem of rural old-age care and meet the needs of old-age care.Therefore,it is of prac-tical significance to study rural old-age care finance.This paper dissolves the concept of rural pension finance,deeply analyzes its development dilemma,and then explores and summarizes several development paths based on"pension fi-nance,pension service finance and pension industry finance"from the case,providing some thoughts for the develop-ment of rural pension finance.

Rural old-age carePension financeDevelopment path

刘赛楠

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新疆财经大学金融学院

农村养老 养老金融 发展路径

2024

当代农村财经
中国农村财政研究会

当代农村财经

影响因子:0.157
ISSN:1007-3604
年,卷(期):2024.(4)
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