Research on the Rural Financial Services Provided by Supply and Marketing Cooperatives——A questionnaire survey based on grass-roots of supply and marketing cooperatives
To promote the high-quality development of inclusive finance in China,we need to increase the finan-cial guarantee for new agricultural business entities,improve and perfect the rural financial service system.With the aim of serving agriculture,supply and marketing cooperatives have continuously improved the level of inclusive finan-cial services,and have achieved great results in credit cooperation,industrial loans,and agricultural supply chain fi-nance.Based on survey data from 136 grassroots organizations,the article is studying the effects and difficulties in pro-viding rural financial services.It was found that more than 60％of grassroots organizations have already provided the fi-nancial services,with agricultural loans,cooperative development funds,and agricultural insurance as the main service contents.Financing guarantee has great business development.The work enthusiasm of grassroots communities is very high.However,grassroots communities generally lack a clear understanding of the functional positioning of financial services work,and the integration of financial services and supply and marketing business is insufficient.The develop-ment foundation is relatively weak.Therefore,grassroots organizations should continue to strengthen credit cooperation with financial institutions,rely on physical industries as support,create a"Industry and finance ecosystem of supply and marketing cooperatives",and effectively provide inclusive financial services to grassroots entities.
supply and marketing cooperativesGrassroots organizationsRural financial servicescredit
万方数据
