Based on information technology,a new round of scientific and technological revolution is in an ascendant.Artificial intelligence(AI),especially generative artificial intelligence,is widely used in different fields of human social life,promoting a rapid development in relevant industrial chains.Current researches reveal that widespread AI applications in finance indeed great-ly improve economic benefits and efficiency,yet with many potential risks.Therefore,in order to meet current needs of financial technological development and properly handle the relationship between financial technology innovation and security,many re-gions,countries and international regulatory agencies proactively formulate relevant regulatory systems and improve the capabili-ties of regulatory agencies.As a major country in AI technology and financial industry development,China needs to take multiple measures to formulate relevant regulatory systems.This serves not only to control relevant potential risks,but also to help compete for institutional voicing powers.