The Influence of Interest Rate Liberalization on the Operation Performance of Rural Commercial Banks
In order to study the impact of interest rate liberalization on the operational performance of rural commercial banks,the relevant data of 20 rural commercial banks from 2013 to 2022 was taken as an example,and the panel data model was used to ana-lyze the research.The results showed that interest rate liberalization had an important impact on the operating performance of rural commercial banks,and there was a significant negative correlation between interest rate liberalization index and total return on as-sets,and this relationship had a more significant impact on the total return on assets of non-listed rural commercial banks.Based on this,this paper put forward the development path of rural commercial banks in the direction of income and risk control under the background of interest rate liberalization,so as to help them better cope with market changes.
interest rate liberalizationrural commercial banksbusiness performancepanel data model
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