首页|银行竞争如何影响企业进口——来自中国工业企业的经验证据

银行竞争如何影响企业进口——来自中国工业企业的经验证据

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中国政府将扩大进口规模、优化进口结构、提高进口质量作为经济"新常态"下的发展战略.本文利用 2000-2013 年中国制造业微观企业数据和银行分支机构数据,深入分析了银行竞争对企业进口的影响效应及其作用机制.结果表明,银行竞争显著促进了企业进口规模扩大,传导渠道为融资约束缓解和生产规模扩张.异质性分析表明,银行竞争对非国有企业、中小规模企业、一般贸易企业、信息不透明企业及消费品进口的促进作用更大.进一步研究发现,股份制和城市商业银行竞争在更大程度上促进了企业(尤其是中小企业)进口.此外,银行竞争还显著促进了进口高质量发展,包括促进了进口多样化和提高了进口质量,以及延长了进口持续期.本研究不但从新的角度诠释了中国进口快速发展的动因,而且对下一步银行业的深化改革具有重要的政策启示.
How does Banking Competition Affect the Import of Enterprises?Empirical Evidence from Chinese Industrial Enterprises
The Chinese government regards expanding import scale,optimizing import structure and improving import quality as its development strategy under the"new normal"of economy.Based on the data of Chinese manufacturing micro-enterprises and bank branches from 2000 to 2013,this paper systematically examines the impact of banking competition on enterprises'imports and the mechanism.The results show that:Banking competition significantly promotes the expansion of the import scale of enterprises.The mechanism test shows that the easing of financing constraints and the expansion of produc-tion scale are important ways in which bank competition promotes enterprise import.Bank-ing competition plays a greater role in promoting the import of non-state-owned enterprises,small and medium-sized enterprises,general trading enterprises and opaque information enterprises;In addition,from the perspective of product types,the promotion effect of banking competition on the import of consumer goods is the largest,followed by the import of intermediate goods,and has no significant impact on the import of capital goods.Further research shows that,the competition of joint-stock and city commercial banks promotes the import of enterprises,especially small and medium-sized enterprises to a greater extent.Moreover,banking competition also significantly promotes the high-quality development of imports,including improving import diversification and import quality,and extending the import duration.The research in this paper not only provides a novel explanation for the rapid development of China's import in recent years,but also has important policy implications for the further reform of the banking industry.

Banking CompetitionImport of EnterprisesHigh-quality Development of ImportFinancing ConstraintScale Expansion

陈乐远、毛其淋

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福建师范大学经济学院(邮编:350100)

南开大学经济行为与政策模拟实验室

南开大学经济学院(邮编:300071)

银行竞争 企业进口 进口高质量发展 融资约束 规模扩张

国家社会科学基金重点项目国家自然科学基金面上项目福建省自然科学基金青年项目福建省中青年教师教育科研项目广发证券社会公益基金会教学科研基金

22AZD054720730742023J05123JAS22031

2024

10.14116/j.nkes.2024.02.007

南开经济研究
南开大学经济学院

南开经济研究

CSTPCDCSSCICHSSCD北大核心
影响因子：1.82
ISSN：1001-4691
年,卷(期)：2024.(2)
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