Digital Inclusive Financial and Comprehensive Development of Farmers:An Empirical Study Based on CFPS
Common prosperity is the essential requirement of socialism with Chinese charac-teristics,and promoting the comprehensive development of farmers is the only way to achieve common prosperity.This article combines the China Family Panel Stud-ies(CFPS)data and the digital inclusive finance development index,constructs an evalua-tion index system for the comprehensive development of farmers based on Marx's theory of comprehensive human development.It empirically examines the impact of digital inclusive finance on the comprehensive development of farmers and its internal mechanisms.The re-search shows that digital inclusive finance significantly promotes the comprehensive devel-opment of farmers,but Chinese farmers are still at a moderate to low stage of development.From the perspective of the influencing mechanism,digital inclusive finance can promote the comprehensive development of farmers by guiding capital to the countryside,promoting consumption upgrading,enhancing risk protection willingness,and promoting labor mobil-ity.Further analysis finds that there are structural heterogeneity and regional heterogeneity in the impact of digital inclusive finance on the comprehensive development of farmers.Under the current rural reality,the effect brought by the expansion of coverage is more obvious,and there is no"elite capture"phenomenon in digital inclusive finance.This article provides a new perspective for deeply understanding and actively promoting the comprehensive devel-opment of farmers,as well as policy insights for improving the construction of rural digital financial systems.
Digital Financial InclusionComprehensive Development of FarmersCom-mon ProsperityCapital to the CountrysideInclusive Share
NETL
NSTL
万方数据
