After several stages of evolution and development,financial technology has had a significant impact on the high-quality development of China's economy.But the risks in the entire financial system still need to be taken seriously.Based on the panel data of 31 provinces in China from 2009 to 2022,the regression analysis is carried out to study the impact of financial technology development on regional financial risks.The results show that financial technology has a significant positive impact on regional financial risks;at the same time,there is regional heterogeneity in the impact of the level of financial technology development on financial risks.In more developed regions,the impact of financial technology on regional financial risks is more significant;further research finds that the aggravating effect of financial technology on regional financial risks is relatively weakened with the increase of financial supervision intensity.Under the appropriate level of inflation,when the level of inflation is higher than the threshold value,the promotion effect of financial technology on regional financial risks will be weakened,and more positive effects generated by the development of financial technology will be released.
NETL
NSTL
万方数据
