On the Prescription of Digital Inclusive Finance on Common Prosperity
As a carrier of financial services,digital financial inclusion provides a new opportunity to promote common prosperity.On the basis of analyzing the current situation of digital inclusive finance and common wealth in Ningbo,Zhejiang province,the effects and structural differences of inclusive finance on the development of common wealth in 10 districts(counties)of Ningbo,Zhejiang province are empirically analyzed based on the Peking University Digital Inclusive Finance Index and the inter-county panel data of Ningbo from 2017 to 2022.It is found that digital financial inclusion has a significant promotion effect on common wealth in Ningbo.Heterogeneity analysis concludes that the promotion effect of digital financial inclusion on common prosperity in the southern region of Ningbo is greater than that in the northern region,indicating that the difference in economic level between the north and south affects the effect of digital financial inclusion on common prosperity,and then the policy recommendations of consistently increasing the implementation of digital financial inclusion,implementing the strategy of differentiated digital financial inclusion development,and diversified promotion of the integration of rural industry development are put forward.
digital inclusive financecommon prosperityregional heterogeneity
NETL
NSTL
万方数据
