Credit Commitment System:Based on the Analysis of Joint Punishment and Credit Repair
The reform of China's modern market economy system reform has entered into a deep-water zone,and the process of marketization has been extended to all aspects of the society in all fields,and constantly changing market risk requires the corresponding market regulatory authorities to recognize the ex-ante supervision of the self-regulation of the market players.Credit commitment system has become a must in this market background.The credit commitment system is based on the creditworthiness of the promise holder,and operates in a tangible way according to a set procedure,so that the promise holder can obtain corresponding rewards or penalties due to their own creditworthiness.The social coverage of the credit commitment system requires strong measures to support,and the joint disciplinary and credit repair system provides strong support for the construction of the credit commitment system.Joint disciplinary action for breach of trust and credit repair as a supporting mechanism of the credit commitment system together form a complete system of credit commitment,but the current problems of joint disciplinary action for breach of trust and credit repair also make the systematic existence of the credit commitment system questionable.Improving the credit commitment system still requires in-depth exploration.
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