Basis on grasping the scientific connotation and basic framework of rural digital inclusive finance,this study constructs an evaluation index system for rural digital inclusive finance by selecting 19 indicators from the five dimensions of development,demand,potential,digitalization and index,measures the development level of rural digital inclusive finance in 30 provinces of China from 2011 to 2020 by adopting entropy method,and analyzes the spatiotemporal distribution pattern and evolution characteristics of rural digital inclusive finance development in China by using Dagum Gini coefficient,Kernel density estimation and spatiotemporal convergence model.It is found that a.The development level of digital inclusive finance in the rural areas in various provinces is significantly increasing,but the development level in each province is uneven,showing a gradually decreasing trend from the eastern,central,northeastern and western regions;b.The development level of rural digital inclusive finance has obvious spatial heterogeneity with the largest internal gap in the eastern region and the largest gap between the eastern and western regions,and the main source of the overall gap is the regional gap;and c.The development levels of digital inclusive finance in the rural areas across the country and the four major regions show a significant convergence in time and space with the eastern,central and northeastern regions converging faster in the early observation period and the western region converging faster in the later observation period.The study reveals the development and evolution trend of digital inclusive finance in rural China,and highlights such problems as incomplete top-level design,uncoordinated infrastructure and significant regional differences in the development of digital inclusive finance in rural China,which indicates that exploring the path of rural digital inclusive finance with Chinese characteristics is a long and arduous task.
关键词
农村数字普惠金融/指标评价体系/Dagum基尼系数/Kernel密度估计/时空收敛
Key words
rural digital inclusive finance/indicator evaluation system/Dagum Gini coefficient/Kernel density estimation/spatiotemporal convergence
维普
万方数据