Research on Facilitation of"Anti-Poverty Insurance"for Building a Precise Long-Term Mechanism to Prevent Poverty
Since the overall victory of the combat against poverty,the establishment and improvement of long-term poverty-prevention mechanisms and the prevention of large-scale return to poverty have become the focus of the post-poverty-alleviation era.As a financial instrument with leverage effect,risk control and economic compensation ability,insurance meets the urgent need of establishing a long-term anti-poverty mechanism.Based on the pilot cases of Wei County and Dayu County,the paper reviews the establishment of a precise and long-term mechanism of"anti-poverty insurance",finds that the"anti-poverty insurance"model has achieved mechanism innovation in object identification,standard identification,collaborative work,and other aspects,and achieved the obvious improvement in poverty alleviation and boosting the self-development ability of the poverty-stricken areas.And the existing constraint factors are pointed out:difficult access to information,single source of premiums,poor implementation path,etc.It is hoped to provide good experience for insurance to participate in the construction of long-term mechanism to prevent the return to poverty,and consolidate the results of poverty alleviation.
prevent the return to povertyrural revitalizationlong-term mechanism to prevent poverty
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