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普惠金融背景下小微企业数字化转型的策略研究

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目前数字经济正处于高速发展时期,小微企业应抓住普惠金融政策带来的发展机遇,积极完成企业的数字化转型,增强企业的竞争能力,满足经济可持续发展的要求。通过分析小微企业在普惠金融背景下实现数字化转型面临的机遇和挑战,从普惠金融机构和小微企业两方面提出了推动小微企业的数字化转型的对策,为小微企业顺利完成数字化转型提供一定的参考意见。
Research on Strategy of Digital Transformation of Small and Micro Enterprises under the Background of Inclusive Finance
At present,the digital economy is in a period of rapid development.Small and micro enterprises should seize the development opportunities brought by inclusive financial policies,actively complete the digital transformation of enterprises,enhance the competitiveness of enterprises,and meet the requirements of sustainable economic development.By analyzing the opportunities and challenges faced by small and micro enterprises in realizing digital transformation in the context of inclusive finance,the paper puts forward countermeasures to promote the digital transformation of small and micro enterprises from the two aspects of inclusive financial institutions and small and micro enterprises,and provides certain reference for small and micro-enterprises to successfully complete digital transformation.

inclusive financesmall and micro enterprisesdigital transformation

龙海涛、宋行武

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贵州财经大学 大数据应用与经济学院,贵州 贵阳 550025

普惠金融 小微企业 数字化转型

2024

山东纺织经济
山东省化学纤维研究所,山东省纺织企业管理协会

山东纺织经济

影响因子:0.224
ISSN:1673-0968
年,卷(期):2024.41(6)
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