This study aims to explore the practice and strategy of financial support for small and micro enterprises and individual industrial and commercial enterprises.Firstly,it mainly analyzes the difficulties of small and micro enterprises and individual businesses in financing,including limited financing channels,high financing costs and low credit ratings.Secondly,the paper discusses the practices and strategies of different entities such as the government,banks and private capital in financial support for small and micro enterprises and individual industrial and commercial households,including policy support,credit product innovation,risk compensation mechanism,etc.Finally,we put forward some improvement suggestions,including increasing policy support,optimizing credit product design,strengthening risk management and so on.This paper is of great significance for understanding the practice and strategy of financial support for small and micro enterprises and individual industrial and commercial households,and also provides reference for relevant policy formulation and practice.
关键词
金融支持/小微企业/个体工商户/融资能力/创新动力
Key words
financial support/small and micro enterprises/individual businesses/financing capacity/innovation impetus
维普
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