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高质量发展背景下金融科技对产业结构升级的影响研究

Research on the Influence of Financial Technology on Industrial Structure Upgrading Under the Background of High-Quality Development

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金融科技是一种通过技术和创新手段来提高金融服务效率和质量的方式,通过对金融科技的创新和应用,金融科技可以逐步地推动我国产业结构转型升级,促进高质量发展.基于我国 2004-2020 年 282 个地级市面板数据,分析了金融科技对产业结构调整的影响.结果发现,第一,金融科技能够显著促进产业结构整体的转型升级.第二,金融科技能够显著促进我国第一产业向更高产业的转型发展,且促进第一产业向第二产业转型发展的力度要大于第一产业向第三产业转型发展的力度.第三,金融科技对于整个产业结构转型发展的促进力度在我国的区域表现为中部地区大于西部地区大于东部地区.文章积极建议大力发展金融科技和优质产业,促进金融科技和产业发展的深度融合,加快产业结构的转型升级,促进我国高质量发展.
Financial technology is a way to improve the efficiency and quality of financial services through technology and innovative means.Through the innovation and application of financial technology,financial technology can gradually promote the transformation and upgrading of China's industrial structure and promote high-quality development.Based on the panel data of 282 prefecture-level cities in China from 2004 to 2020,this paper analyzes the influence of financial technology on industrial structure adjustment.The results show many discoveries Firstly,financial technology can significantly promote the transformation and upgrading of the overall industrial structure.Secondly,financial technology can significantly promote the transformation and development of China's primary industry to the higher industry,and the transformation and development of the primary industry to the secondary industry is stronger than that of the primary industry to the tertiary industry.Thirdly,the promotion of financial science and technology to the transformation and development of the whole industrial structure is manifested in the central region of China,which is greater than that in the western region and the eastern region in the state.The article actively suggests vigorously developing financial technology and high-quality industries,promoting the deep integration of financial technology and industrial development,accelerating the transformation and upgrading of industrial structure,and promoting China's high-quality development.

financial technologyhigh-quality developmentindustrial structure

姜佑君、吴英、万传龙

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武汉纺织大学 经济学院,湖北 武汉 430077

金融科技 高质量发展 产业结构

2024

商业观察

商业观察

ISSN:
年,卷(期):2024.10(2)
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